National Active and Retired Federal Employees


Massachusetts Federation of Chapters


Elder Services of Merrimack Valley Inc.
360 Merrimack St., Bldg. 5
Lawrence, Ma 01843
Patricia Sadre : SMP Program

1 800 892 0890
1 978 683 7747 Extn1352
Fax 1 978 687 1067
Web Site:

. To find out more about us feel free to contact our Web Site or Call us

This page updated 1/23/2013

New York Life Insurance Company.
201 Jones Road., 5th Floor
Waltham, Ma 02451
Sean W. Condon: Licensed Agent

1 781 398 9833
Fax 1 781 899 5829

Web Site:

. To find out more about us feel free to contact our Web Site or Call us

This page updated 5/3/2013

Warwick, RI 02887-6764
Mowetha Ndettei: Account Executive : Outreach Department

1 401 821 1214
VM 1 800 821-6136 Ext:5131
Fax 1 816 257 3261
Web Site:

. To find out more about us feel free to contact our Web Site or Call us

This page updated 5/3/2013

01. Life isn't fair, but it's still good to be alive.
02. When in doubt, just take the next little steps.
03. Life is too short – do not waste it.
04. Do Not become a work-a-holic, Your job won't take care of you when you are sick. Your friends and family will.
05. Try to Pay off your credit cards every month.
06. You do not have to win every argument.
07. Hold on too someone. It's more healing than being alone.
08. Save for retirement starting with your first paycheck.
09. Stay true to yourself, because not one ealse will if you don't.
10. When it comes to chocolate, resistance is futile, give in.
11. Make peace with your past or it will screw up your present.
12. It's OK to let your children see you cry.
13. Don't compare your life to others. You have no idea what their journey is all about.
14. If a relationship has to be a secret, you shouldn't be in it.
15. Everything can change in the blink of an eye, but don't worry, the almighty never blinks.
16. Take a deep breath. It calms the mind.
17. Get rid of anything that isn't useful. Clutter weighs you down in many ways.
18. Whatever doesn't kill you really does make you stronger.
19. It's never too late to be happy. But it’s all up to you and no one else can do it for you.
20. When it comes to going after what you love in life, don't take no for an answer.
21. Burn the candles, use the nice sheets, wear the fancy lingerie. Don't save it for a special occasion. Today is special.
22. Over prepare, then go with the flow.
23. Be eccentric now. Don't wait for old age to wear purple.
24. The most important sex organ is the brain.
25. No one is in charge of your happiness but you.
26. Frame every so-called disaster with these words 'In five years, will this matter?'
27. Always choose life.
28. Forgive
29. What other people think of you is none of your business.
30. Time heals almost everything. Give time time.
31. However good or bad a situation is, it will change.
32. Don't take yourself so seriously. No one else does.
33. Believe in miracles.
34. God loves you because of who God is, not because of anything you did or didn't do.
35. Don't audit life. Show up and make the most of it now.
36. Growing old beats the alternative of dying young.
37. Your children get only one childhood.
38. All that truly matters in the end is that you loved.
39. Get outside every day. Miracles are waiting everywhere.
40. If we all threw our problems in a pile and saw everyone else's, we'd take our own back.
41. Envy is a waste of time. Accept what you already have, not what you need.
42. The best is yet to come...
43. No matter how you feel, get up, dress up and show up.
44. Yield do not give up.
45. Life isn't a fancy box tied up with a bow, but it's still a gift.

Speaker's John Tierney
Fed President Interest
Chapter President's oooo
Fed Sec

Massachusetts NARFE